Bank Socially. Earn Together. Own Everything.
barkoscial is the decentralized social banking protocol built for communities. Pool liquidity with your network, lend and borrow on-chain, and earn real yield — all without intermediaries, custodians, or hidden fees.
Everything You Need to Bank on Your Terms
Three core pillars. One unified protocol. barkoscial puts the power of decentralized finance into the hands of every person — not just the privileged few.
Social Pools
Create or join community savings pools governed entirely on-chain — every vote, every rule, every payout is transparent and auditable. Coordinate with friends, DAOs, or global strangers to build wealth collectively without surrendering control to a middleman.
Decentralized Lending
Access peer-to-peer loans secured by on-chain collateral — no credit checks, no bank approval, no gatekeeping. Borrowers and lenders connect directly, with smart contracts enforcing every term automatically and immutably.
Yield Farming Hub
Deploy idle assets into expertly curated DeFi strategies and watch your earnings grow in real time on a live dashboard. barkoscial aggregates the best yield opportunities across chains so you capture maximum returns with minimal complexity.
Three Steps to Decentralized Finance
From wallet connection to yield — barkoscial removes every barrier between you and sovereign financial participation.
Connect Your Wallet
Link any EVM-compatible wallet — MetaMask, WalletConnect, Coinbase Wallet and more — in seconds. No sign-up forms, no KYC friction. Your wallet is your identity.
Join or Create a Community Pool
Set contribution schedules, define governance rules, and vote on fund allocation — all on-chain. Bootstrap a savings circle or join an existing one with one click.
Earn, Lend & Withdraw Anytime
Yield runs automatically through audited DeFi protocols. Lend to members, earn interest, or withdraw to your wallet instantly — fully non-custodial. Your keys, your funds.
Built for the Multi-Chain World
barkoscial connects seamlessly across the most powerful blockchains and DeFi protocols — giving you unified access to the entire on-chain economy.
Supported Blockchains
More chains are coming.
barkoscial continuously expands its multi-chain support — your assets, always portable.
Real People. Real Yields.
From freelancers to DAO treasurers, barkoscial is transforming how communities control and grow their finances on-chain.
“Me and four remote teammates built an emergency savings pool in under ten minutes. barkoscial's shared vault lets us each contribute weekly — no banks, no middlemen, just transparent on-chain rules we all agreed on. It's the financial safety net we never had access to before.”
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0xFreelance.eth
Freelancer & Pool Organizer
“Managing $2.4M in DAO treasury funds used to mean sleepless nights and multisig chaos. barkoscial's yield routing automatically diversifies across audited lending protocols — we're earning a consistent 9–11{ab195e539ee01a18f99294babbb151a8141a8f445fa5f9558ed0336658d0fa6e} on idle capital without sacrificing liquidity or governance control.”
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TreasuryGnosis.dao
DAO Treasurer, GnosisGuild
“I had no idea how DeFi worked six months ago. barkoscial walked me through every step — connecting my wallet, choosing a yield strategy, understanding the risks. I earned 12{ab195e539ee01a18f99294babbb151a8141a8f445fa5f9558ed0336658d0fa6e} APY on my savings this year and I actually understood where every dollar was going. Game-changer.”
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CryptoNova_Kay
First-Time DeFi User
Pseudonymous usernames protect privacy. All testimonials reflect genuine barkoscial community members. See how it works →
Choose the Plan That Fits Your Community
Get started for free — our Free tier gives you access to social wallet creation, on-chain identity, and up to 3 community pools with no time limit. Upgrade to Pro for unlimited pools, advanced analytics, priority liquidity routing, and dedicated governance tools that scale with your community.
Social wallet, on-chain ID, 3 community pools, basic analytics.
Unlimited pools, advanced analytics, priority routing & governance tools.
All plans include non-custodial wallets. Your keys, your assets — always.
Social Finance, Decentralized for Everyone. Banking on the blockchain — built for communities, not corporations.
Community
- Discord
- Twitter / X
- Governance Forum
- Ambassadors
Developers
- Docs
- API Reference
- GitHub
- Bug Bounty
© 2026 barkoscial. All rights reserved.